We can easily imagine the scene before us. Someone has committed an offence and is being dragged to the judge for legal action. Jesus showed the wisdom of settling with the offended party before it is taken to the courts. Far better to be humble and acknowledge the wrong done. Far better to look for forgiveness and grace, rather than have the court punish you according to the full extent of the law (as the next verse points out). "I tell thee, thou shalt not depart thence, till thou hast paid the very last mite" (Luke 12:59).
This was a parable. There was a deeper meaning. He was showing the people that they were like the offender in His parable, but in a much more serious context. They had offended God. The crime he had in mind was sin.
His parable reminds all who sin that there is a court date awaiting. The Bible clearly speaks of a day when sins will be answered for. Judgment will be handed down. Punishment will be meted out. John prophesied of this day in some detail. "And I saw a great white throne, and him that sat on it, from whose face the earth and the heaven fled away; and there was found no place for them" (Revelation 20:11).
Jesus' parable foresaw the strict justice of this hearing. The records of human sin will be reviewed and the punishment demanded by God's holy law will be passed down. "and the dead were judged out of those things which were written in the books, according to their works" (Revelation 20:12c). There is absolutely no leniency, no escape, and all sentences are served for eternity. "And whosoever was not found written in the book of life was cast into the lake of fire" (Revelation 20:15).
The whole point of Jesus' teaching was to direct the wise to deal with their sin problem now and avoid the judgment of the Great White Throne. He is the Saviour. By His death on the cross, payment was made for our sins. God accepts this as full satisfaction for His offended law for those who repent and receive His Son as personal saviour. The lesson is clear. Settle out of court now.